$1M Homesharing Liability Insurance that works with your existing home insurance policy.
Homesharing Liability Insurance provides $1M personal liability insurance for your homeshare in the U.S. no matter which company you use to short-term rent your home. This insurance coverage works with your existing home insurance policy. More details.
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Liability insurance is essential to safe homesharing, protecting you in the case that your guest sustains an injury or damage to their property while in your home. Without liability insurance, you are exposing yourself to serious financial risk, as your home insurance policy does not cover your homesharing activities. Many hosts are unaware that many homeowner’s insurance, renters, and umbrella policies do not protect against liability claims arising from the commercial activity of renting out your home, making Homesharing Liability Insurance policy a smart choice for hosts.
For $36 per month, Homesharing Liability Insurance will protect you against:
• Personal injury lawsuits from a guest
• Property damage lawsuits from a guest
• Lost income as a result of major damage to your home, by your guest
Homesharing Liability Insurance was designed for homesharers. Your coverage follows you no matter how you manage your homesharing, through Airbnb, VRBO, HomeAway or any other, so you don’t have to worry about your coverage changing.
Homesharing Liability Insurance works with your existing home insurance policy, so you don’t need to make any changes to your existing home insurance policy. Homsharing liability allows you to choose the months you need coverage, so you’re not you’re not over-insured if you don’t homeshare all year round.
This policy is available across the US except New York State.
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